Imagine somebody without liability insurance hits you with their car, breaking your spine. And they don’t happen to have any spare money. You’d have to remodel your home for accessibility on your own dime.
Why does that person not have insurance? Statistically, because they can’t afford it. Your example is a failure of society and how for-profit insurance is structured, not because an individual chooses not to be insured.
Too bad a car is required for the vast majority of working folks just to get to their job that would pay for said insurance along with everything else they need in life. Guess they can’t afford to live either. Seems like a great system.
Liability insurance: legally required.
Also liability insurance: costs hundreds and the price gets jacked up every few months because fuck you.
Imagine somebody without liability insurance hits you with their car, breaking your spine. And they don’t happen to have any spare money. You’d have to remodel your home for accessibility on your own dime.
Why does that person not have insurance? Statistically, because they can’t afford it. Your example is a failure of society and how for-profit insurance is structured, not because an individual chooses not to be insured.
Yeah, it sorta is. Also, if you can’t afford insurance, you can’t afford a car.
Too bad a car is required for the vast majority of working folks just to get to their job that would pay for said insurance along with everything else they need in life. Guess they can’t afford to live either. Seems like a great system.
Yes, the system is fundamentally broken and designed to screw over the little guy.
Except your city isn’t walkable and poor transit… So you can’t afford not to drive.
Not what I was saying, and goddamned if I’m not too tired to argue.